[11/01/2017, 12:18] Prasanna Hatti: Hi Ankit, I would suggest below three options depending on your risk appetite. No risk: GILT funds – They invest only ...
Continue Reading →Two disadvantages what I can see in ULIP are, Relatively higher charges 4-5% (all inclusive) compared to 2-3% of mutual funds. Investment is relatively opaque. ...
Continue Reading →There are four types of investments for children: Insurance products like Komal Jeevan, HDFC young star varients and similar products from other insurance companies: They ...
Continue Reading →Beware of getting into emotional trap of bad investments. Most of the products in the market in the name of children are either expensive or ...
Continue Reading →SWP is a fantastic mechanism for investors who want regular cash-flows from their mutual fund investments. SWP provides you with a mechanism of generating fixed cash-flows ...
Continue Reading →There are two phases for pension. Accumulation and Distribution phase. As per SRS survey, distribution phase is more, it implies our accumulation phase needs to ...
Continue Reading →Ramesh…SGB (Sovereign Gold Bond) is a good initiative. There are attractive advantages compared to keeping Physical Gold or Gold ETFs: 2.5% interest guaranteed at highest ...
Continue Reading →If you are looking for stable growth I would prefer balanced funds instead of dividing my money into separate Equity and debt funds. There are ...
Continue Reading →There are many advantages of investing in MF rather than direct equity. One of them is availability of dedicated professional fund manager at a meagre ...
Continue Reading →If you compare bank FD, then FMPs are definitely better because of indexation benefit while tax calculation. However returns are not really fixed like bank ...
Continue Reading →