Advantages of mutual funds over investing in direct equity shares
Below are the advantages of MF over direct investment in Equity. First advantage is diversification with comparatively very less money. For example even with just ...
Continue Reading →Do I need additional private insurance in spite of my office insurance cover?
Interesting question. I pondered with the same question for over 2 years, did some research and here is my analysis. How does health insurance business ...
Continue Reading →Sukanya Samriddhi vs PPF for girl child
While there are lot of similarities between both the accounts in terms of taxation and deposits, the differences are as below. Positives for PPF: Loan ...
Continue Reading →Family floater vs Critical illness or hospital cash Insurance
What is the difference between a family floater and critical illness or hospital cash insurance? The individual or family floater health insurance works on the ...
Continue Reading →“Act of self destruction” with reference to health Insurance policy:
While you sign on large list of terms and conditions offers, there is one clause which is worth to note. “Act of self distruction”. It ...
Continue Reading →When a company announces ‘buy back’, what does it mean?
Buy back means shares will be consumed back by company. That means number of shares in circulation will be less. It is like company investing ...
Continue Reading →Using free cash flow to Equity
Shareholders are the owners of the company in their own proportion. The cash reserve, as Raghu mentioned definitely belongs to them. The promoters/majority stakeholders after ...
Continue Reading →“Insurance is a subject matter of solicitation”
“Insurance is a subject matter of solicitation” We hear this phrase at the end of every insurance advertisement. What does it mean? It means Insurance ...
Continue Reading →Restoration benefit in Health Insurance
Under health insurance plans with restore benefit, if your Sum Insured gets exhausted towards treatment of an illness, the insurance company restores your Sum Insured. ...
Continue Reading →Term Insurance
Last month I met a relative in a tier 2 city. Her husband had met an untimely death. She has 2 school going kids. The ...
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